Best cryptocurrency exchanges with withdrawal in rubles to card
The introduction of sanctions led to many exchanges banning Russian residents from using their services. In 2023, Binance was closed from the P2P position, forcing people to look for alternative platforms that would support the local currency. Below we will consider which exchanges accept and withdraw in rubles to Russian MasterCard, MIR and Visa cards.
Description of crypto exchanges working with ruble
Despite the difficulties encountered, users have enough cryptocurrency exchanges at their disposal that offer P2P services and withdrawal of money to a card. Let's briefly consider the features of each of the options.
Bybit
Cryptocurrency exchange with withdrawal in rubles, founded in 2018, offers a wide range of tools and services for trading cryptocurrencies: spot, futures and margin markets. It supports about 260 cryptocurrencies and has access to P2P. Available types of crypto are Efirium, Bitcoin, USDC and USDT.
For residents of the Russian Federation, the Bybit exchange has a number of features. It supports the ruble as the base currency, which allows traders from Russia to make transactions without the need for currency conversion. The platform also offers a wide range of Russian payment methods, including bank cards, e-wallets and transfers from mobile operators' accounts. An additional plus is the Russian-language version of the website and customer support in Russian.
The Bybit exchange offers a number of additional features that are useful for traders from Russia. It offers a loyalty program that allows you to earn bonuses for trading, and educational resources for training. It is possible to quickly withdraw cryptocurrency into real money.
MEXC
A crypto exchange that was founded in 2018. Supports almost all global currencies and over 1.5 thousand digital assets. It has its own P2P marketplace. Allows you to sell tokens and receive fiat money to cards of different banks. Allows you to trade different coins, including USDC, USDT, EOS and others. It is possible to withdraw Bitcoin in rubles to a card.
Has a Russian-language version of the site and customer support in Russian, high liquidity and low commissions. For residents of the Russian Federation there is a 10% discount on commission payments. There is a loyalty program that allows you to earn bonuses for trading. Educational resources are available to help traders improve their trading skills.
EXMO
International cryptocurrency exchange with the ability to withdraw to a card. Offers a wide range of services for residents of Russia: buying and selling cryptocurrency with fiat money (rubles, dollars, euros, etc.), trading tokens on spot and futures markets, withdrawals in fiat money, storage, etc. Supports 57 cryptocurrencies.
After verification allows you to withdraw rubles and hryvnias to MasterCard and Visa. Individual restrictions and limits are provided for each case. For example, rubles can be withdrawn only to a local card up to 500 thousand rubles per day and no more than 100 thousand rubles at a time. Minimum payment - 3000 rubles. Commission - 6.99%+60 rubles. To make an application you need a card number, full name, city, date of birth and phone number.
Gate.io
A major cryptocurrency exchange for exchanges founded in 2013. Offers trading, storage, deposits and loans. It has a reputation of a reliable and safe platform, and is one of the most popular exchanges in the world.
For residents of the Russian Federation, Gate.io offers a Russian-language version of its website and mobile app. It accepts payments from bank cards, payment systems and cryptocurrencies. Trading in more than 700 cryptocurrencies is available, including leading tokens such as Bitcoin, Ethereum and Tether.
A wide range of innovative products and services are available, such as leveraged trading, margin lending and crypto deposits. It is possible to quickly select applications by entering the amount, currency for conversion and payment option.
Huobi
Cryptocurrency exchange was founded in 2013. Offers access to several types of market: spot, futures and margin. It has P2P and opens the possibility of working with 646 cryptocurrencies. Allows you to buy and sell tokens after verification, as well as cash out Bitcoin and other cryptocurrencies in Russia.
A Russian-language version of the site and customer support in Russian, a wide range of Russian payment methods, a loyalty program and educational resources are available for residents of the Russian Federation.
The exchange has a high speed of transaction execution and low commissions. In addition, it stands out with a reliable security system that protects traders' funds. In March 2023 Huobi became unavailable to Russians some tools and services. At the same time, there is an opportunity to trade on the Moscow Exchange through the Huobi Global service, use crypto to pay commissions and the possibility to participate in the referral bonus program.
Payeer Exchange
Cryptocurrency exchange founded in 2014, offers a solid selection of tools and services for trading cryptocurrencies. Supports 9 digital assets, rubles, euros and dollars. Allows you to withdraw money directly to MIR, Maestro, Visa and MasterCard cards. For this, a commission of 2.99% and 50 rubles is charged. The threshold for payments - from 500 to 600 000 rubles. The processing time of the request - up to one week.
Features - Russian-language version of the site, a wide range of Russian payment methods, a loyalty program and educational resources. The platform has a high speed of transaction execution and low commissions, as well as a reliable security system that protects traders' funds.
KuCoin
International cryptocurrency exchange for cash-out with offices in Hong Kong, Singapore, Taiwan and other countries. For residents of the Russian Federation, the exchange is available in full, including the possibility of verification and replenishment of the account in rubles. The exchange offers more than 700 coins and tokens, including popular cryptocurrencies such as Bitcoin, Ethereum, Tether, as well as new and promising projects.
KuCoin offers some of the lowest commissions on the market. The trading fee is 0.1% and the withdrawal fee starts from 0.0005 BTC. The exchange also offers a wide range of innovative products and services such as margin trading, futures trading, KuCoin Dex decentralized exchange, etc. There is an option to deal with prefabricated situations, an excoin account system and the ability to connect with tech support.
OKX
The exchange supports almost all fiat money and over 350 cryptocurrencies, has a P2P market and allows working with Russian rubles. It allows you to send money to Tinkoff, Sberbank and other financial institutions. Supports SPB, which is convenient and provides a high speed of transactions.
In June 2023, the OKX exchange introduced restrictions for Russians. Structured products Shark Fin and "Double Investments" became unavailable, as well as Earn products with an annualized return of more than 99%. Other services are open as usual. On the plus side, there is a Russian-language version of the website, a loyalty program and educational resources.
Binance exchange is no longer available to residents of the Russian Federation
Previously the largest crypto exchange in the Russian Federation. Offered a wide range of services, including cryptocurrency trading, futures, derivatives and NFT. Supports 353 types of tokens, has a P2P marketplace.
As of October 2023, the exchange is not available to residents of the Russian Federation. They can no longer deposit and withdraw funds. Also unavailable are the functions of the platform, so you will have to look for other options.
Euros and hryvnias for citizens of other countries can be withdrawn through VISA, MasterCard and Mir. To do this, you need to enter your personal cabinet, go to the "Fiat and Spot" section, find the appropriate currency and click on the withdrawal button. For hryvnia there is a commission of 1%.
What is important to know about withdrawal to cards in roubles
When using the exchange to withdraw rubles, it is important to consider a number of points.
You can withdraw rubles:
- From the exchange to Visa and MasterCard cards issued by Russian banks;
- To cards registered in your name;
- Within the limits set by the site;
- Earned on the exchange, as well as rubles that were transferred from your card or from the wallet of an electronic payment system.
You cannot withdraw rubles to cards:
- Issued by foreign financial institutions;
- Registered in someone else's name;
- Received as a result of fraudulent actions;
Be careful in the following cases:
- If you want to withdraw a large amount, you will have to undergo additional identity verification.
- When withdrawing rubles to a card that is not linked to an account on the exchange, you may need to confirm its identity.
- If you withdraw money to a "plastic" that was previously blocked, you can not do without solving the problem.
Additional tips:
- Before you withdraw money, make sure you familiarize yourself with the withdrawal terms and conditions on the exchange.
- Do not withdraw rubles to cards that are not registered in your name. This can lead to blocking or withdrawal problems in the future.
- If you order a large amount, be prepared that it may take some time.
Let's summarize
Sanctions have made life more difficult for Russian citizens, but have not completely cut off the "oxygen". There are still a number of cryptocurrency exchanges with withdrawal in rubles, including to Russian bank cards. All that remains is to choose the right option and take advantage of the available opportunities.
FAQ
Which crypto exchanges work with Russian cards?
As of October 10, 2023, the following crypto exchanges work with Russian cards: KuCoin, Gate.io, Lbank, Bybit, OKX, Binance (funding from Russian cards via Qiwi), YoBit, EXMO. The service is also supported on Btc-Alpha, Currency.com, WhiteBIT, CEX.IO, StormGain, Bitfinex, Huobi Global, Bittrex, Poloniex.
What other ways of withdrawal in rubles are there?
In addition to withdrawal to a card, several other ways of withdrawal in roubles are available. The first is to a bank account. This method is considered the most convenient and fastest. The withdrawal fee is usually from 1% to 3%. The second option - to an electronic purse. This method is less convenient than withdrawal to a card, but the commission for it is usually lower - from 0.5% to 1%. Another option is an exchanger. This method is considered the fastest, but the commission is usually higher than on the exchange - from 2% to 5%.
What are the average withdrawal fees per card?
On average, they range from 1% to 2%. Some exchanges, such as Binance, offer withdrawal discounts for active users.
How fast is the withdrawal of money to the card from the exchange?
The speed depends on the exchange and the withdrawal amount. Usually, withdrawal takes from a few minutes to a few hours. In some cases, for example, when withdrawing a large amount of money, withdrawal may take several days.
What documents may be required?
To withdraw money to the card from the exchange, usually no documents are required. Some exchanges may require a copy of your passport or other proof of identity.